I am interested in getting a ballpark estimate of the work and cost incurred by persons whose homes were flooded in the last flood in Palo Alto. My purpose is in getting a reasonable amount of flood insurance.
Floors, carpets, rugs, furniture, wallboard, electrical(?), cleanup, and what else? I am assuming slowly rising water to a depth of 12 inches (more?), remaining for about 24 hours (more?), and that there is no damage due to force of moving water or by debris carried by the water (reasonable?).
I'd appreciate any information that people would be willing to share.