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Anyone know anything about them?

Original post made by Wondering, University South, on Nov 14, 2008

On Ramona, right across the street from City Hall, there is a sign for an office -- the Palo Alto Community Federal Credit Union.

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Comments (11)

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Posted by fireman
a resident of another community
on Nov 15, 2008 at 11:30 am

It use to be on level A at cityhall. It is the City of Palo Ato's creadit union. As I know it. City employee's staff it?

Maybe it is where frank beesnest got his 500k$ from?

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Posted by tom
a resident of Midtown
on Nov 16, 2008 at 8:12 am

Fireman got it right!!!! It was formed originally for employees of the City. I am not sure, but I think it has expanded its membership to a broader base. Drop in and ask them questions. They operate independently of the City government

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Posted by fireman
a resident of another community
on Nov 16, 2008 at 1:19 pm

Oh Tom, say something bad about me, Makes the fools feel better about themselves and the CPA.

You might think I figured out a few thing in my 20 years in Palo Alto?

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Posted by Mama
a resident of Downtown North
on Nov 17, 2008 at 8:41 am

Actually Fireman the credit union is not and never has been staffed by City employees.

Tom you are right membership is open to all that work, live or worship in Palo Alto. I've been a member for almost 30 years and LOVE the Palo Alto Community Federal Credit Union. In this day of faceless online business it's very refreshing to be recognized and called by name when doing my banking. Being a member we are privvy to their financials and they are very strong in this currently very shaky industry.

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Posted by fireman
a resident of another community
on Nov 18, 2008 at 7:20 am

Mama, you might want to double check that? Many of the worker moved over from cityhall. Kind of like the city owns the credit union. But it stands alone? Parent company stuff.

Where does the buck stop their?
I think if you look at the whole system. It ends up with the City of Palo Alto on top.

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Posted by Tim
a resident of Crescent Park
on Nov 18, 2008 at 12:47 pm


Again you have your facts WRONG. Anyone can join the PACU and it is not own or run by the City of Palo Alto. They have many Palo Alto employees that belong because it is next to city hall.
You really need to get a life. Do you really want to spend the rest of your life in front of your computer and degrade anything or anyone that has any connection to the City of Palo Alto? What a waste of a life!

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Posted by Mama
a resident of Downtown North
on Nov 18, 2008 at 1:28 pm

You're right Tim, thanks!

Wondering - If you fall under the live, work, worship criteria you can become a member. You just need to open an account just like any other financial institution. Over the years I've had home and auto loans with them, the transactions are very easy and they are always pleasant. They have never come across as if they were doing me a favor, an experience I've had elsewhere. In fact they were appreciative of my business. You can check them out online at Web Link

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Posted by Wondering
a resident of University South
on Nov 21, 2008 at 8:37 pm

Well Mama, thanks very much! I went in and they confirmed -- its for anyone who lives, works or worships in Palo Alto. I even asked if any employees used to work for city hall, and none of them had.

They were very friendly. Turns out I can switch my car loan to them and save some serious dough. I've been looking for a switch as my bank has been annoying me lately.

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Posted by RS
a resident of Duveneck/St. Francis
on Nov 21, 2008 at 9:49 pm

This is very timely, I have been looking for a CU to join.

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Posted by Mama
a resident of Downtown North
on Nov 25, 2008 at 12:26 pm

I know both of you will be pleased with the services they provide! I hear you's rare to find customer service any longer. You will be blown away by the personal service you receive and you'll find your car loan process so much easier than "big guys". We're thinking of taking out an equity line to do some home improvements, their rates are very competitive!

Report back, I can't wait to see what you guys think.

Like this comment
Posted by Wondering
a resident of University South
on Dec 9, 2008 at 9:51 pm

Well -- what can I say? Thanks all! I can't believe it, actually. Great loan.... enjoyable folks..... no lines! And, so far as I can tell, not a single hidden fee.....

Jeez -- where have you been hiding this place? I'm gonna go for the free checking and free online banking next. if things keep going as I hope, my old bank will have one less customer soon.....

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